Identity Theft Protection Programs

                                               

   Fast Approval in Minutes. Easy, Secure, Applications

• We block your credit so only you can use it
• All services are backed by a $1 million guarantee.
• If our client’s identity is ever stolen, we will fix the problem, no matter what it takes. Period.
• We will cover all loses and expenses up to $1 million. Guaranteed.
• Stop pre-approved credit offers.
• Drastically reduce the amount of junk mail to our clients.
• Provide free annual credit reports.
• Prevent children’s identities from being stolen.
• Most importantly, we put alerts on your credit reports with all three major credit bureaus. These alerts ensure that if anyone tries to do anything withyour credit report, get new credit, change your address, expand credit lines,open a checking account, get insurance or utilities, and more, our clients willbe called directly for their approval before anything happens.

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• Fraud alerts from the 3 major credit bureaus.
• Access to remediation services in case you need help fixing a problem.
• Identity breach alerts identifying data breaches that affect you from thousands of sources affecting millions of Americans.
• Listing of credit applications made in your name.
• A $25,000 insurance policy from IdentityTruth in the case your identity is compromised.

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Security Notice: All Applications utilize Secure SSL Technology for secure transmissions.

 Identity theft is a form of fraud in which someone pretends to be someone else by assuming that person's identity, typically in order to access resources or obtain credit and other benefits in that person's name. The victim of identity theft (here meaning the person whose identity has been assumed by the identity thief) can suffer adverse consequences if he or she is held accountable for the perpetrator's actions. Organizations and individuals who are duped or defrauded by the identity thief can also suffer adverse consequences and losses, and to that extent are also victims

 Individual identity protection
 The acquisition of personal identifiers is made possible through serious breaches of privacy. For consumers, this is usually a result of them naively providing their personal information or login credentials to the identity thieves as a result of being duped but identity-related documents such as credit cards, bank statements, utility bills, checkbooks etc. may also be physically stolen from vehicles, homes and offices, or directly from victims by pickpockets and bag snatchers. Guardianship of personal identifiers by consumers is the most common intervention strategy recommended by the US Federal Trade Commission, Canadian Phone Busters and most sites that address identity theft. Such organizations offer recommendations on how individuals can prevent their information falling into the wrong hands.

Identity theft can be partially mitigated by not identifying oneself unnecessarily (a form of information security control known as risk avoidance). This implies that organizations, IT systems and procedures should not demand excessive amounts of personal information or credentials for identification and authentication. Requiring, storing and processing personal identifiers (such as Social Security number, national identification number, drivers license number, credit card number, etc.) increases the risks of identity theft unless this valuable personal information is adequately secured at all times.

To protect themselves against electronic identity theft by phishing, hacking or malware, individual are well advised to maintain computer security, for example by keeping their operating systems fully patched against known security vulnerabilities, running antivirus software and being cautious in their use of IT.

Identity thieves sometimes impersonate dead people, using personal information obtained from death notices, gravestones and other sources to exploit delays between the death and the closure of the person's accounts, the inattentiveness of grieving families and weaknesses in the processes for credit-checking. Such crimes may continue for some time until the deceased's families or the authorities notice and react to anomalies.

In recent years, commercial identity theft protection/insurance services have become available in many countries. These services purport to help protect the individual from identity theft or help detect that identity theft has occurred in exchange for a monthly or annual membership fee or premium. The services typically work either by setting fraud alerts on the individual's credit files with the three major credit bureaus or by setting up credit report monitoring with the credit bureaux. While identity theft protection/insurance services have been heavily marketed, their value has been called into question.

* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.